Most properly this error happened because the card that your customer is using to fulfill this payment has exceeded the card credit limit (or this transaction would put them over).

In this article you will be going to know about:


How to investigate the reason that caused this error?


You can investigate the reason for such an error from the "Response Code" in the transaction from your merchant dashboard.


Reason #1: The Customer has Exceeded his Card Limits (or this Transaction will exceed the Limits).


This error means that The credit card user has exceeded the credit limit (or this transaction would put them over). In this case, you should guide your customer to use another credit card. If they have no other cards, they can pay down the card before trying it again.